Now try it with your own interest – if you get stuck, don’t despair: your teacher, parent, or friend can probably help you find what particular branch of science applies to your chosen topic.
Follow these steps and your choice in choosing an excellent topic for your next college paper could not be easier.
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Beginning in Spring 2017, UCF will not require the writing section of the ACT or the essay section of the SAT.
The first part of this paragraph addresses Kubler and Kessler; the second part will obviously address another opinion. The topic sentence is underlined, to show the pivot point in the paragraph. Pivot topic sentences will always have some clue word, such as "yet," "sometimes," or "however." 
Consumer Federation of America
Edelman Financial Services LLC: Insurance
FDIC: Deposit Insurance
Insurance Information Institute: Improving public understanding of insurance--what it does and how it works
National Association of Insurance Commissioners (NAIC)
Unum: Disability, Life and Financial Protection Benefits
The Secret of Choosing Successful Speech Topics | Published on Six Minutes by Andrew Dlugan